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How do I get an insurance license in Indiana?

In Indiana, an insurance license usually starts with an approved pre-licensing course, then an exam and an online filing. The course runs from 10 to 40 hours, by line of insurance.

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The rule, fact by fact

Course hours
Course hours run from 10 to 40, by line of insuranceLife and health together take more hours than either line alone.
Verified. www.in.gov (opens state website) · checked Nov 13, 2026
Who needs it
At least 18 with an Indiana home or business; course and exam when requiredThe department lists these rules for any type of license.
Same source and date as above
Cost
The application fee is $40 for each of these resident licensesLife, health, property and casualty, personal lines, consultant and title are on that list.
Same source and date as above
Valid for
The course certificate is valid for six monthsYour school issues the certificate when the course ends.
Same source and date as above

How to get it done

  1. Step 1. Check the basics. You must be at least 18 and keep your main home or main place of business in Indiana. You must not have committed any act that is a ground for denial of a license. The process then runs in three steps: a course, an exam and an online filing.

  2. Step 2. Pick an approved course for your line of insurance. Two take 40 hours. One is life and health together. The other is personal and commercial property and casualty. State-approved self-study courses may count as classroom time.

  3. Step 3. Finish the course and get your certificate. Bring it to the test center on exam day. You must pass the exam and apply within six months of the certificate.

  4. Step 4. Check for a waiver. A listed title or a bachelor's degree in insurance may waive the course, but you must ask the Commissioner for the waiver. With one, you take only the Indiana laws exam.

  5. Step 5. Apply online and pay the $40 application fee plus an online processing fee. A filing left incomplete for 30 days is closed.

Before you pay

We haven't confirmed course prices, exam fees or the hours for lines this page leaves out. This page rests on two pages of the Indiana Department of Insurance.

Before you pay a school, find its course on the department's approved list.

Questions

Can I get my fee back if I change my mind?

No. The department says all license application fees are nonrefundable and nontransferable.

Which titles can waive the course?

It depends on the line. For life and accident and health, the department lists CLU, CFP and CFC. For property and casualty and personal lines, it lists CPCU, CIC and AAI. A bachelor's degree in insurance works for all lines.

Who sends my course record to the state?

Your school does. The department says the provider must submit course and exam results. If yours has not, ask it to send them.

What to do next

Start with the department's page on resident license rules. Then read its steps for a first resident filing.

www.in.gov

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